Personal Finance Education
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Foundations in Personal Finance: Middle School Edition has been taught in all 50 states.
This supplemental curriculum consists of six stand-alone chapters featuring 22 lessons, which weave together humor and real-life stories to educate and reinforce sound principles for managing money.
Flexible for use in a variety of subject areas
6 stand-alone chapters
Teacher's Edition with activities and resources
Syllabi options for 6-, 9-, or 18-week terms
3.5+ hours of engaging video
Aligned with national standards for financial literacy
Certification Assessment
Dedicated Curriculum Advisor
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We will reply to you within 24 hours Monday - Friday.
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Looking for standards correlations?
See how this curriculum aligns with your state standards
Experience the Curriculum
Try it in your classroom today — for free!
Teaching Video
Watch the Lesson 1 video
Enter your email to download curriculum samples.
A Solution for Every Classroom
Fully Digital
Best for classrooms where students have consistent access to technology devices like tablets, computers, and smartphones.
- Classroom mode gives you the option to watch videos together as a class or allow students to stream individually
- Integrated teacher resources allow you to view and download resources for each lesson
- Student assessments built using randomization to increase academic integrity
- Students watch videos and complete auto-graded assessments online
Print and Streaming
Blend tradition and technology with soft-cover student texts and online video.
- Site license of online video streaming
- Anywhere access so you can "flip" your classroom
- Engaging 144-page student text that correlates to each video lesson
- Digital Teacher's Edition includes activities, case studies, lesson plans and more
- Student assessments can be taken online
Can't decide? Contact your state's Curriculum Advisor today: 800.781.8914
Additional Information
TABLE OF CONTENTS/ CHAPTER SUMMARIES
STATE AND NATIONAL STANDARDS CORRELATIONS
FREQUENTLY ASKED QUESTIONS
Table of Contents with Chapter Summaries
Chapter 1: Saving & Budgeting
Introduces personal finance concepts; explores what it means to be
smart with money; emphasizes three reasons to save money; compares
simple interest and compound interest; explains the purpose of a
budget; identifies the difference between debit and credit cards;
explores how to talk about money and money goals; and highlights
the importance and benefits of giving and serving others.
Chapter 2: Credit & Debt
Identifies terms associated with debt; evaluates the financial
impact of debt on a household budget; examines the elements of a
credit report and credit score; highlights the importance of
avoiding debt; identifies ways to stay out of debt; explores the
cost of a college education and the long-term cost of student loan
debt; and explains ways to pay for college without going into
debt.
Chapter 3: Education, Careers, & Entrepreneurship
Examines the importance of exploring career options that line up
with personal skills and interests; introduces career options and
highlights their varying, post-secondary education requirements;
explains the impact education can have on income; examines various
types of income and taxes; identifies elements of employer
benefits; introduces the topic of entrepreneurship; and explores
the risks and benefits associated with starting your own business
Chapter 4: Investing, Insurance, & Identity Theft
Explains the difference between saving and investing; introduces
investing as a way to build wealth; highlights the impact of
compound interest and introduces the time-value of money; explores
different types of investments; identifies different types of
insurance; examines the impact of and problems associated with
identity theft; and examines ways to protect yourself from
identity theft.
Chapter 5: Global Economics
Explains the differences between various economic systems;
examines the movement of goods and services; explores supply and
demand; explains the chain of production and gross domestic
product; highlights the differences between developed and
developing countries; explores global economics and trade matters;
and examines the impact of scarcity and rationing.
Chapter 6: Marketing & Consumerism
Introduces consumerism and spending habits; explores the impact of
marketing, product placement, and peer pressure on consumer
behavior; explains the concept of economic incentives; compares
contentment and discontentment in regard to consumerism; explores
various consumer protection agencies and laws; and identifies ways
to be a wise consumer.
State and National
Standards Correlations
Foundations in Personal Finance: Middle School Edition meets or
exceeds state standards in all 50 states and meets all national
standards for personal finance.
Select your state.
Frequently Asked Questions
You asked, we answered. Here are some of our most frequently asked
questions about
Foundations in Personal Finance: Middle School Edition.
1.
How long does it take to teach
Foundations in Personal Finance: Middle School Edition?
Foundations in Personal Finance: Middle School Edition is a
supplemental curriculum that comes with a 6-week, 9-week, and 18-week
syllabus. If you were to teach this 5 days a week in 50-minute class
periods, you could finish the course in 6 weeks. And like our high
school curriculum, these chapters are stand-alone and flexible enough
to fit around YOUR schedule and not the other way around.
2.
What's included in the
Foundations in Personal Finance: Middle School Edition
Digital Teacher's Edition?
The Digital Teacher's Edition includes all of the ready-made lesson
plans, learning activities, assessments and case studies designed for
use with the video and chapter lessons. All of the resources in the
Teacher's Edition are in PDF format, so they're easy for you to print
off and use on a daily basis.
3.
Is there a digital option for
Foundations in Personal Finance: Middle School Edition?
While there's not a fully digital option for the middle school edition
yet, we do have a blended format of this curriculum that includes
streaming videos and online activities available through our
FoundationsDigital platform. For more information or a quote, please
contact your Curriculum Advisor.
4.
I can't afford Foundations in Personal Finance. Are there other
options?
At Ramsey Education, we have an entire team here to help schools find
sponsors who are also passionate about financial education in schools!
If you are interested in teaching the curriculum and funding is your
only obstacle, please fill out a
Sponsorship Request form,
and our team will be thrilled to begin looking for a local sponsor
so that you can use the resources at no cost.
5.
What is On Demand Video?
On Demand Video is an exciting Foundations feature that allows
teachers and students to access the curriculum videos anytime,
anywhere, using any device with a modern browser. It's a great for
flipped instruction, absent students, and parent involvement.
6.
Do I need training or certification to teach
Foundations in Personal Finance?
Foundations in Personal Finance is easy to implement and fully
turnkey. No additional training or expertise is needed on your part.
Your district may require training, but most
Foundations teachers tell us that they learn right along with
their students as they listen to Dave Ramsey and his team of experts
featured in the chapter videos.
7.
How much does Foundations in Personal Finance cost?
We offer both print and digital formats, and the cost varies depending
on the number of students enrolled in your classes. To receive a
customized quote for your classroom, please complete the
Quote Request form
or contact your state's Curriculum Advisor.
8.
How many schools use Foundations in Personal Finance?
More than 12,000 public and private schools across the country have
used the Foundations curriculum. This means more than 4 million
students have learned how to budget, save, spend wisely, invest. It's
a generation equipped to live out their dreams and give to the world
around them.
9.
Does Foundations in Personal Finance meet state and national
standards?
Our curriculum aligns with both state and national standards for
personal financial literacy. We also align with a variety of economics
and entrepreneurship standards. You can
view your state standards correlations
or talk with a Curriculum Advisor for more information.
10.
Is Foundations in Personal Finance appropriate for a public
school classroom?
Yes! Foundations in Personal Finance meets constitutional
guidelines for use in public schools. The curriculum is textbook
adopted in seven states, and it has been used by more than 12,000
schools nationwide with the vast majority of those being public
schools.
Don't see what you're looking for? Contact your state's Curriculum
Advisor at
615.843.9439
Request a Sponsor
Our Sponsorship team is committed to finding local businesses to help schools like yours. Please know that the amount of information you provide on this form will directly impact our ability to find a sponsor for you.
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Thank you for contacting Ramsey Education! Your message is important to us.
We will reply to you within 24 hours Monday - Friday.
We look forward to serving you!
Let's Connect
Fill out the form to learn more about how Ramsey Education can help you.
An error occured. Please try again later.
Thank you for contacting Ramsey Education! Your message is important to us.
We will reply to you within 24 hours Monday - Friday.
We look forward to serving you!
"This curriculum has begun to open my students' eyes to the world of personal finance. It has proven very useful to introduce students to a subject that will so personally impact their lives."
LUKE CROSSAN, ALFRED G. WATERS MIDDLE SCHOOL (DE)
We're here to help.
And we'd love to connect with you!
800.781.8914
Let's Connect
Fill out the form to learn more about how Ramsey Education can help you.
An error occured. Please try again later.
Thank you for contacting Ramsey Education! Your message is important to us.
We will reply to you within 24 hours Monday - Friday.
We look forward to serving you!
